My car is a 2002 na2 manual coupe, in good condition with good service history and approx 52k on the clock, my current insurance renewal is under £200 fully comp and is for up to 3000 miles pa, as it has been for many years, but it is not 'Agreed Value'.

Should the unthinkable happen I would be unlikely to be able to purchase a similar car with the insurance payout.

Bearing in mind the way the value of our cars has risen over recent years, do members recommend 'Agreed Value' insurance and can you recommend a good insurer based on your current/recent experience.
Thanks,
Ian