Insurance

[Pride]

Classic Line Insurance is certainly not your average boring insurance company as you will see from the links below:

http://www.classiclineinsurance.co.u...car-show-2017/

https://m.youtube.com/c/ClassicLineInsuranceUK

http://www.classiclineinsurance.co.u...ned-greatness/

http://www.classiclineinsurance.co.uk/movies-cars-star/

and my favourite:

http://www.classiclineinsurance.co.u...ngs-rev-motor/

[dcnsx]

Well I rung them the other day to increase my annual mileage allowance. With just 4 weeks remaining till renewal they wanted another £53, so I guess their policies of fleecing customers is just the same as all the others!

[Pride]

https://www.confused.com/on-the-road...-means-for-you

[paulc]

I recently renewed my insurance with Performance Direct, Fully Comp, agreed value and 3000 annual mileage and for £174

[dcnsx]

I recently renewed my insurance with Performance Direct, Fully Comp, agreed value and 3000 annual mileage and for £174

That’s a really good price! Have you been with them long and get a loyalty discount?

[paulc]

Hi Dave, no first time I've been with them, got a quote via Confused.com.

[havoc]

Well I rung them the other day to increase my annual mileage allowance. With just 4 weeks remaining till renewal they wanted another £53, so I guess their policies of fleecing customers is just the same as all the others!

Depends on what the mileage change was and what the original premium was. If you'd paid £300 to start with on a 3,000 mile policy, and went up to a 5,000 mile policy, then very simply speaking your 'risk' of an on-road accident (vs theft) just went up by 66%, but your premium only went up by 17%. Which doesn't seem unreasonable to me...



I've never had to claim from C-L but they've (almost) always been decent to deal with over the phone. Only issue now is the new 'agreed value' set-up, where they now say the servicing garage can't issue an opinion on the value (as they're biased, somehow...) but another specialist garage or specialist trader (that's never seen/dealt with your car) can...
...which seems to be pushing you down the route of using their valuers and paying their fee. I think it's a carry-over from other marques where the Owners Clubs do this sort of thing and there's more of a 'market' for the cars...


Anyone else comment / anyone with a different insurer explain what the A-V process is elsewhere?

[Pride]

Depends on what the mileage change was and what the original premium was. If you'd paid £300 to start with on a 3,000 mile policy, and went up to a 5,000 mile policy, then very simply speaking your 'risk' of an on-road accident (vs theft) just went up by 66%, but your premium only went up by 17%. Which doesn't seem unreasonable to me...



I've never had to claim from C-L but they've (almost) always been decent to deal with over the phone. Only issue now is the new 'agreed value' set-up, where they now say the servicing garage can't issue an opinion on the value (as they're biased, somehow...) but another specialist garage or specialist trader (that's never seen/dealt with your car) can...
...which seems to be pushing you down the route of using their valuers and paying their fee. I think it's a carry-over from other marques where the Owners Clubs do this sort of thing and there's more of a 'market' for the cars...


Anyone else comment / anyone with a different insurer explain what the A-V process is elsewhere?

Thats interesting Martin as CL only asked me for what I personally thought it was worth backed up with photos which after a couple of weeks they approved and agreed.
CL didn't ask for a valuation from my servicing garage they just asked what I think it was worth and went from there.

[havoc]

Did you pay them a fee for that?

And how long ago...the change is within the last year I believe.

[Pride]

It was November last year, I will call them to renew over the next few days so will let you know what they say this year.